A local, licensed team helping business owners, the self-employed, and their teams compare plans and enroll in coverage that actually makes sense — no jargon, no pressure, no guesswork.
Simon Bernal leads a dedicated team focused on one thing — helping small business owners, the self-employed, and their teams find coverage without an HR department to sort it out for them. We work across group, self-employed, and family plans, and we're with you long after enrollment day.
Every business is different, so we start with how yours actually runs — not a sales script — and work backward to the right plan.
Freelancers, contractors, and small business owners get coverage without an employer plan behind them.
Cover the people who work for you with group options sized for a small team, not a corporation.
ACA marketplace and off-exchange options compared side by side so you can see real premiums, deductibles, and networks.
Dental, vision, accident, and critical-illness add-ons that fill the holes a base medical plan leaves behind.
Term and whole life options to protect the people who depend on your income.
We review your plan every renewal season to make sure it still fits — and switch it if something better exists.
We ask about your life first. The plan comes second.
Every advisor on this team is licensed and appointed to sell.
See side-by-side premiums and coverage, not just one option.
Text, call, or email — your advisor doesn't disappear after enrollment.
Nine licensed advisors, one shared standard: slow down, listen, and get it right.
Simon founded Bernal Health Group to give small business owners the kind of hands-on guidance usually reserved for big companies with HR departments — from the first conversation about coverage needs through enrollment and renewal season. [Add a short bio: background, years licensed, states served, and what he focuses on.]
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Plans explained in plain language, not carrier jargon.
Most people get quotes back the same day they reach out.
The same person who quotes you handles enrollment and follow-up.
If it's not the right fit, we'll tell you — even if that means no sale.
Fill out the form or reach out directly — we typically respond within one business day.
No cost, no obligation. A licensed advisor will follow up.
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